Hello, San Francisco Our Money's On You!

CIVIC Financial Services is a San Francisco private money lender, specializing in the financing of non-owner occupied investment properties. CIVIC’s financial backing and excellent service creates a platform that positions you for success.

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Need a hard money loan for your San Francisco investment property?

CIVIC is your local San Francisco private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.

We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.

Hard Money Loans San Francisco

Hard Money Loans San Francisco

Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.

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San Francisco Multifamily Hard Money Loans

Multifamily Property Financing San Francisco

Looking to purchase a multifamily property, CIVIC can help.

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Private Money Mortgage Brokers San Francisco

Mortgage Brokers San Francisco

Make CIVIC your private funding source for your Non-Owner Occupied lending needs.

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Hard Money Loans Real Estate Agents San Francisco

Real Estate Agents San Francisco

When standard loan products don’t meet your client’s needs, CIVIC can help.

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Investor Private Money Lending

Real Estate Investors San Francisco

Whenever you’re ready to invest in real estate, CIVIC is ready to help.

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Get to Know Your San Francisco Private Lending Experts

CIVIC Financial is a San Francisco private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.

Whether you're a rookie investor or seasoned pro, our San Francisco private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial San Francisco.

The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to San Francisco real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.

Who Needs San Francisco Private Money Loans?

As a San Francisco private money lender, we typically encounter only a few different types of investors:

  • Fix-N-Flip: This is the most common scenario we encounter with San Francisco investors wanting a short-term hard money loan to purchase a property, rehab it and flip it for a profit. These types of investors find private money lenders like us attractive because not only can they access capitol much quicker than traditional banks but traditional banks often don't lend on properties if they are in poor condition.
  • Multifamily Lending: These types of San Francisco investors typically invest in condos, 1-4 unit properties or apartment buildings.

Why Private Money Loans Have Higher Interest Rates

Risk, risk and more risk. San Francisco private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our San Francisco private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!

CIVIC Financial hits $1 Billion Funding Milestone

Rental Property Financing Process Explained

1891 Reviews
Jun 15, 2019
Shaunte

Our Account Rep, Bijan Tavazoie, has become a trusted partner. Working together on two loans now, and sharing vendor resources. I know he has our best interests at heart, and I will continue recommending his services.

Jan 31, 2019
Metro Funding

The most trusted hardmoney lender in the business

Dec 7, 2019
Mary G

Joshua Haddad is fantastic! Really appreciate how attentive he is and willing to work so hard on our behalf . Hoping this really works out to a long term financial partnership!

Apr 30, 2019
Darren W

Professional service for the rep / Bijan and from financing / Jeremy through getting my account set up to close. Communication from others within the company (good follow through). Also had to scramble and actually closed in 1 Day -amazing. […]

Sep 26, 2018
Darren

Honest, efficient and personable. Those three things are often mutually exclusive. You may get two of these traits, but these professionals are all three of the major things I look for in a team. Doing business can be challenging, so […]

Jun 20, 2019
Simmy A

Professional, Responsive and Detail Oriented Loan Officers

Sep 5, 2019
Machelle L

Matthew is the best person to work with

Jan 30, 2020
Maryse P

The contract to close was efficient. My buyer changed lenders a week into the process, which put the process a little bit behind, but we got it done. Some of the communication was misunderstood and the cash to close was […]

May 5, 2019
Christopher M

Awesome terms

Sep 17, 2019
Machelle L

The loan closed on time

Jan 8, 2019
Giovanni

Great cuatimer service. AE just great . transaction was closed . customer was happy

Aug 5, 2019
Richmond M

My broker Mr James Hatcher was very helpful and knowledgeable and he did the entire process in a very short time as he told me before we started the loan application. I’m very satisfied with his services!!! Outstanding!!!

Dec 23, 2019
Amber R

Randi was very easy to work with!

Oct 31, 2019
Janet A

Justin Segal is a very pleasant person to work with. He is always very cheerful and responsive to our needs. We truly appreciate all his efforts throughout the process.

Feb 20, 2019
Lawrence E

Very Engaged, competent and has the ability to get the loan closed and is very fast when necessary!

Jun 17, 2019
Deidra H

It’salways a pleasureto work with Civic Financial !

Sep 23, 2019
Justin F

Justin and Team were amazing. they helped me on a very short time frame. Thank you again

Mar 14, 2019
Customer

I had very good experience working with civic lending. Most of the things that I like is their prompt response & action. I would recommend to others .

Feb 1, 2019
Kyler

I had a great experience closing my first deal with Civic. My account manager is fantastic. He has been nothing but responsive, professional, and easy to communicate with. We were able to close quickly and I am anticipating on doing […]

Apr 23, 2019
Michael S

Civic never ceases to impress me with their ability to get to closings in a timely manner. They realize that time kills deals and the less time it takes to fund mitigates much of the concern

Jul 12, 2018
Gregory M

John Ridderman is outstanding in his service. The overall quality of service is also excellent. Great lending resource to have on hand!

May 2, 2019
Matthew E

CIVIC is one of our most thorough and responsive lenders. 110% recommend them to other builders and developers!

Dec 13, 2018
Amy

Kendra Thank you for your help with my first investment property. I appreciate you and your team!

Oct 25, 2019
Johnny K

Arnold is great -communication is great. I am happy with the speed and rates

Dec 12, 2019
Ramandeep T

The loan terms are great. The loan Agent was knowledgeable and made it is to understand my requirements and suggest an appropriate loan. He was always available to resolve issues and my questions.

Sep 27, 2019
Lillian F

Great service, timely respnses

Sep 3, 2017
Victoria

As I had mentioned it to Kendra, our loan officer, we enjoyed the experience. It was painless and Civic delivered on what they promise. Their team is on top of things and move the process along quickly. As far as […]

Oct 7, 2019
Trina L

Excellent service, the company was wonderful to work with, fast and efficient

Jan 19, 2020
Sissy P

They are great to work with and communication is awesome

May 21, 2019
Ahmed H

Great job Melissa and team I am very pleased with such great service and amazing customer care Melissa and her team been providing me Thank you

Nov 18, 2019
Edgar E

Off the chart care, communication and clear concern for finding a solution benefiting me.

May 17, 2019
Renee H

Dan and his team was impressive! Orig to close in 5 days! Great communication and answered my calls every time! Great experience!!

Mar 20, 2020
Douglas C

Excellent customer service, quick funding

Mar 2, 2018
Frank

Called them after a denial due to difficulties with income although I have a stellar credit score and no lack of down payment. Talked with Matt, painless application, answered EVERY call no matter time day and night (and there were […]

Apr 1, 2019
Patrick

Chris is the best!

Apr 29, 2020
Gregory L

Response time was stellar! Everyone was knowledgeable so it helped reduced the amount of back and forth

Apr 11, 2020
Sam T

Mariam was on top of the file and understood the important factors of the transaction. She represented the process in an understandable way and managed expectations accordingly. She overcame the hurdles of the transaction like a Olympic hurdling athlete : […]

Jan 10, 2020
Keith I

Professionalism and efficiency

Mar 14, 2019
Matt

I received excellent service and a speedy closing hassle free

May 9, 2018
Tyler

Very professional company and they work hard to satisfy the customer and get the loan funded

Jun 2, 2018
Jimmy T

Arnold and Becky were doing a great job ! Especially Arnold keep me poster on the loan process on every steps. I am so glad that he is my loan officer and will do more business with Civic Financial Services […]

Dec 4, 2019
Vyvy P

good service and on time of closing escrow

Apr 21, 2020
Jose G

I worked with Randi Lauren and the amount of attention we received was worth a 12 on a 10 point scale, seriously. Follow up was extremely fast and easy to understand. Thanks to her!!!

Apr 29, 2019
Anthony D

Patrick Morgan has been very instrumental in navigating us toward the right path. He has also exhibited product knowledge which I cant say the same for other reps with other lenders I have worked with. Our business experience as a […]

Apr 29, 2020
Leopold M

Marshall is an amazing loan officer. Thank you again

Apr 25, 2019
Machelle L

Matt is the best

Feb 27, 2020
Sidney F

The process was fast and easy

Oct 31, 2018
Anthony

I can’t tell you how happy I am to work with Civic. My previous broker took over 2 months to close a simple deal. Civic closed this in a week and a half. I will absolutely use them in for […]

Oct 30, 2019
Andrew O

Because they are awesome! Closed our loan efficiently!

Feb 18, 2020
Ronnie F

Overall service is excellent

Dec 21, 2018
Maninder

Excellent service! Very impressed with Eli’s professional service.

Nov 7, 2019
Latora C

Brian Fung provides excellent customer service from the beginning to the end. He made himself available to me at all times and if he was not available he responded within minutes to let me know he would be back with […]

Sep 21, 2018
Michael

Great work getting difficult transaction closed in a matter of days. Brian and the whole CIVIC team did a great job.

Mar 25, 2019
Scotty A

Rance Brown gets the job done. 5 stars.

Feb 12, 2018
Tes

The process is painless and simple, questions were answered quickly

Mar 5, 2019
Harry

I love Civic! Quick, Professional and Courteous all at the same time. . . .Yessss!

Mar 16, 2020
Janice R

Great customer service! Reggie Reid was very thorough and easy to work with. He had incredible follow up. I also really like the user friendly portal to submit documents

Apr 2, 2018
Lance

Paul and the team at Civic were great. They were able to put everything together and close the loan right on time

Feb 9, 2020
Ifesi O

Extremely professional and very courteous

Apr 25, 2019
Paul E

Brian and Kailyn were awesome, always available to answer any questions even during off hours. The whole team at Civic is great making our transactions quick and seemless

Mar 11, 2020
Starcia S

The Process is extremely Easy !

Aug 1, 2019
Matthew E

Outstanding work Civic- thank you!

Dec 14, 2019
Alesia K

Derek , Kathy and Monica made my experience super easy. Great company to deal with. Right to the point and no wasting time. Super!!!!

Feb 29, 2020
Unetha J

Working with Chris and his team was a pleasure. They were dedicated to service to their clients and will walk you through the process to make sure you are comfortable and you get the necessary funds to complete your project. […]

Feb 27, 2019
Thao T

Beyond my expectations- they was great customer service, quick turnarounds and lowest rate than any other hard cash lenders i used. Highly recommended to anyone

Jan 6, 2020
Stacie H

Works well with buyers

Aug 24, 2017
Nick W

Kendra Rommel was my point of contact at Civic and she was awesome! She responds quickly, was full of information, and held my hand through the loan process. Thank you Kendra and Civic!!!

Mar 10, 2020
Christine K

Mark and his team did a fantastic job and were able to close the transaction quickly

Dec 14, 2018
Nat A

Zac Miller was absolutely great! Extremely professional, honest, reliable, attentive, and knowledgeable of all Civic products and guidelines. We had a very pleasant experience with the way our first loan was handled at Civic and how smooth the process was. […]

Dec 2, 2019
Douglas C

Knowledgeable people!

Jan 2, 2020
Courtney T

Will, Aly, Marisa and the rest of team did an outstanding job again as always! Another smooth transaction.

Oct 22, 2019
Stuart G

I would highly recommend Eli Smushkovich & Chelsea Meneses. They answer their phone and respond to e-mails promptly. Eli is a consummate professional and worked diligently to get our loan done timely.

Dec 20, 2019
Dianne W

Civic was fast and delivered on the type of loan my clients needed.

Feb 6, 2019
Braun

Rance was great throughout the process even with glitches that came up during last days of closing.

Nov 6, 2019
Marty S

Todd Kaplan and his Team were true to their word, worked super hard.

Aug 24, 2017
Reggie

The team over at Civic really go above and beyond to help our clients! With all the changes we go through day to day, their continuous innovations are just what our markets need! Without Civic there would be a large […]

Jan 12, 2019
Nicholas

Jack Lupo and Michael Hoyt are one heck of a team. They go above and beyond to make sure that you are taken care of from loan application to funding. When there was bumps in the road they were there […]

Mar 27, 2020
Violeta M

Very pleased with AE Brian Fung

May 22, 2019
Eleazar D

Great bank to work with

Feb 7, 2020
Douglas B

Honest, quick to respond, open to options, openly looking for better options of funding to fit the situation. Great lady to speak with. Checked up on my progress throughout the process. Thank you!

Jul 10, 2019
Charmin S

Fast, easy, professional. Dave Rooker took time to build a relationship. Assisted and answered questions for months and was always available when needed

Apr 17, 2019
Gary K

Always a pleasure to work with Kevin. He is very professional, kind and on top of his files. Thank you!

Dec 12, 2019
Wilfredo S

Bijan was very informative and transparent from beginning to end. I have spoken to quite a few hard money lenders and felt most comfortable with Civic. This is largely due to Bijan and his ability to explain the entire loan […]

Nov 21, 2019
Alejandro R

Great service as always

Aug 12, 2019
Michael D

My broker Chris Rosas and the Civic team have great communication and efficiency

Jan 30, 2019
Daniel

Chelsea Menese is by far the best processor, loan coordinator I have ever worked with. This file along with the 4 previous files were very easy as a result of HER amazing talents. Chris Lushina has also gone out of […]

Aug 18, 2017
Tony C

5 stars: Excellent Loan company! Great rates, smooth closings etc. . . always a pleasure to do business with. I’ve been working with Whit as my loan processor for a little over a year now, he’s been nothing but professional. […]

Oct 4, 2019
Alex F

Loan team had wide breadth of understanding the loan process that allowed them to move quickly

Feb 26, 2020
Susan F

Josh was wonderful he always called very professional he is a great representative for your company!

Nov 8, 2018
Robert

I would recommend them to anyone

Oct 22, 2019
Karif M

Nick was very informative, prompt to respond and helped walk me through the entire process step by step. Making an investment such as this can be very scary and daunting. Having Nick available definitely made things easier

Apr 2, 2018
Tiffanie

The loan officers were very helpful in guiding me through the process. It was quick and easy to close. Look forward to doing future business with Civic

Feb 26, 2020
Christian C

Justin was very responsive and got the deal done smoothly.

Apr 25, 2018
Robert G

Tedd is the best, no matter what day of the week or hour he was always answering and replying to me, he was just great, thanks to all the team as well

Aug 25, 2019
Xiaobing Y

Randi communicates well and made the loan close on time

Oct 8, 2019
Robert V

Excellent service; always return my calls; happy with the team

Jun 3, 2019
Keith I

The service by Wade LaRouche was extremely professional. He gave diligent answers to all questions and made himself ever available. He and Teresa Esquivel went above and beyond to make my deal happen

May 20, 2020
Darrelyn R

Randi Lauren is AMAZING! Great communication and follow-through with Civic’s ability to close deals – thank you!

Nov 15, 2019
Wilfred G

Excellent service all questions i have are answered and Joseph Castaneda and Gabriela Ramirez have great customer service

Apr 1, 2019
Misty

Peter Kraemer was superb on our 1st transaction with Civic. The entire process was smooth, informative and quickly closed. Thank you for your professionalism.

Mar 25, 2020
Julio L

Justin did a good job

Oct 9, 2018
Ricardo

Easy and transparent to work with!

Jan 10, 2020
Clint L

From the moment I inquired about their loan products and up to the closing of my first brokered loan, Jack and Vanessa have been very helpful. I was impressed with the service and will recommend them to my colleagues for […]

Oct 28, 2019
Starcia S

My investors loved working with the Rommel Team. Kendra, Leslie and Corey are reliable They make the process easy and quick. Thank You

Nov 27, 2019
Rahman E

Very professional team, Daniel is very responsive and closed quickly.

Nov 15, 2019
Thomas E

Audre made us feel assured we were going with the right loan for our situation. I’m very pleased with her performance and professionalism. You should be proud to have her on your team.

Mar 16, 2018
Mir

Excellent people to deal with. All around great experience. Highly recommend

Dec 2, 2019
Kemra N

Great communication

Jul 19, 2019
Goldenstene D

Michael and Monica were awesome

Feb 5, 2019
Carolina R

Love Anthony he is very professional, perfect fit for my team. He is just the person that is always open to solve and help on every single point when I am been asking for support. Just thankful to Civic for […]

Aug 2, 2018
Matthew F

We would definitely recommend this company! Daniel is very professional and very helpful! He worksed hard for us and got the deal done quickly! We are very happy and will continue to work with Daniel for our next deals!

Sep 6, 2019
Alejandro D

Jacquelyn is awesome!!!

Feb 14, 2019
John B

Rance was amazing. . . I had a difficult project and he went out of his way to get the refinance completed!His hard work will end up saving me a lot of money!

Nov 18, 2017
Debra

Great opportunity to obtain funding to expand my business and start new deals!!! Harvey and Sylvia were excellent and so professional and personable

Jul 15, 2019
Natalie L

Great customer service and easy to get in contact with

Mar 6, 2019
Kevin

Matt was a pleasure to work with, very professional and helpful throughout the entire loan process. Matt was also accessible and would answer calls and emails with any questions or concerns I had. I would recommend Matt and CIVIC in […]

Feb 13, 2020
Willie G

Because I love the support and customer service and they did what they said they could do unlike other Hard money lenders

Aug 16, 2019
Maksim B

Great team and execution!

Jun 16, 2019
Bret S

Very easy to work with. Minimal paper work compared to other lenders. Great interest rates and length of loan options. Eli is The Man when it comes to working with greatness

Aug 3, 2018
Julia B

Patrick Morgan is great, very responsive and professional, no surprises, we closed as planned, I really recommend this company.

Dec 10, 2019
Luke A

First time client, 10 day close, immediate funding after I signed – service was excellent!

Sep 5, 2019
Clifford S

Because I love my rep and processor!

Apr 23, 2020
Ken V

Easy to work with, no bs, quick closing

Feb 26, 2019
Jason

Great team to help get through the process.

Jan 18, 2019
Abdul

Great experience working with Jackelyn and Civic. They always get my loans funded quickly.

Nov 14, 2017
Don

We had to close in a very short period and Civic and Justin Segal pulled out the stops to make it happen. We closed on time and we are already renovating the property. The terms are competitive and with Great […]

Aug 6, 2019
Rohit P

Very good service. I especially appreciated the help from my account executive Michael

Feb 8, 2018
Polar

John Paul has been helping my business with transactions for over a year now. He has great communication and even better follow up. I consider him to be a great part of my team when it comes to financing a […]

Nov 13, 2018
Kina

Another great transaction with Civic! We love working with Marshall, he makes every transaction go well.

Feb 12, 2019
Raana/Iqtidar

Great service

Apr 3, 2020
Lauren L

So helpful, easy to work with and fast. Absolutely loved this experience (it is my first ever loan and I’m so grateful for how well this went)

Dec 16, 2019
Rogers H

I appreciate the good service from Justin Cohen.

Oct 27, 2018
Miguel

Easy to work with

Aug 30, 2019
Marie H

Monica Hawley and Dave Piasecki were extremely responsive and worked with me to get my project funded despite some very difficult circumstances! I would recommend Civic to lend on real estate deals

Dec 1, 2018
Jonathan S

I worked with Ryan Snep and he took my clients deal from start to finish very quickly and smooth!

May 23, 2019
Jessica L

Review of the rehab budget was fair and was supportive of the project’s success. Adam did a great job of pushing the loan towards the end to try and meet our COE

Apr 18, 2019
Errol F

My account executive Mariam was extremely professional, incredibly responsive, and just an overall pleasure to work with. The one or two times that she may have not been 100% certain of something I could count on her to find out […]

Mar 18, 2020
Brian W

The loan process is very smooth and efficient

Sep 20, 2019
Yesmary C

Justin Cohen was my Loan Officer and from now on is my Loan Officer. He helped me to buy my first investment property. I am totally new at this. He was very patient with me from the beginning. He explained […]

Jun 8, 2018
Carlos M

Marco and his team are great!!

May 23, 2019
Mark K

Once you set up the file, clear conditions. Fast easy efficient closing. Will use them again. Thank you Justin

Jan 11, 2020
Cristina R

Working with Joe Z. was a breeze. He’s always very helpful

Nov 21, 2019
Kevin R

Our broker partner is always there to help and takes time to explain. His underwriter team in California are ALWAYS a tremendous help to making sure we have everything on file and amazing communication.

May 31, 2019
Deborah C

Michael was amazing at getting this done quickly and thoroughly

May 10, 2019
Johnny K

Great communication, Quick close

Mar 1, 2019
Maureen

As a first time borrower for flipping property I found Manny and his team very helpful. I will use them again.

Oct 7, 2019
Mark K

Amazing support from Ben, Vanessa, Dianabele once again!

Apr 9, 2019
Andy C

Good manager / employees

Jan 13, 2020
Chris W

Quick hands on service. Response time from Matt almost immediate. Exceptional service

Sep 30, 2019
Phetsala P

Smooth closing:) We were able to close on time and deliver great customer service. As a broker, I love working with Civic

Apr 24, 2019
Nelly S

The team is very Professional, responsive and and handles transactions with sense of urgency

Aug 13, 2019
Scott T

Good loan coordinator. Easy transaction

Nov 22, 2019
Vyvy P

Better rate and loan fee

Jun 8, 2019
Cessy F

On top of the whole process

Apr 10, 2018
Johnny

Great service

Jan 3, 2018
Temi

Mathew delivers! He goes the extra mile to find a product that caters to the borrowers specific situation. Excellent account executive. Would highly recommend!

Oct 10, 2019
Evan F

Jack, Aly, and Michael are awesome to work with. Constant communication throughout the entire process which is huge. There was never a time in the process when we didn’t know status of our file

Apr 11, 2019
Lorenzo E

Nice people

Feb 28, 2019
Ms. H

Civic is Great!

Feb 13, 2019
KLM Group

Our LO was fast and efficient and we had direct lines of communications with Brian Fung from start to finish. This is our second transaction with him and Civic and we are looking forward to transacting many more in 2019

Feb 8, 2019
Raana/Iqtidar

Speedy closing.

Nov 20, 2019
Yvette T

Quick turnaround with an amazing service

Feb 2, 2018
Jhoanna J

Jack you are a superstar

Aug 22, 2019
Manuel C

Very helpful, kind service

Sep 1, 2017
Luis N

Civic has been a great partner on the lending side of our deals. We are extremely satisfied with their speed on the analysis and confirmation on their interest. Also, the underwriting is very fast

Aug 19, 2019
Carolina R

Timing is very good and the support is just amazing. We are working with Anthony as he is very committed on his work

Mar 1, 2019
James

Really Appreciate the speed and Care Pete used to knock out the loan. Great job!!

May 23, 2019
Thomas M

Solid underwriting, clear terms, fast closings

Jan 11, 2019
T. C.

Been in this business a long, long time and Civic has by far become the only lender that reminds me of the good ole’ days!! STELLAR COMPANY! Thank you, Justin Segal!!

Jul 3, 2019
Matthew L

Rance has been wonderful. He’s very responsive and has a quick turn around on things!

Sep 5, 2017
Donald

Very happy with the speed the transaction closed. Dave Rooker was very helpful and responsive, ensuring everything was ready on time

Aug 31, 2019
Umer A

Rance, Jeremy and Rebecca did an excellent job in handling the transaction. I appreciated their due diligence, frequent communications and extremely professional handling

Jun 10, 2019
Michael B

Civic team did an excellent job of completing my buyers purchase transaction. Dan Crouse was always readily available for any and all questions and concerns

Oct 3, 2019
Thao N

Thanks for the promptness of Rance Brown got my refinance cash out on investment property. The whole process went easy and quickly . Application to closing was much quicker than I anticipated. I am more than satisfied with my experience […]

Jan 3, 2020
Cyril N

Ms. Lauren was diligent and professional in handing my home refinance from the beginning to end. I commend her and also her team for that.

Apr 29, 2019
Wai Y

Efficient lending. Team works closely together

Mar 25, 2019
Ali

Very smooth closing

Jan 9, 2020
Iliad N

the Deal closed as needed

Sep 17, 2019
Evelyn I

Working with Brian, Gabby and Teresa is awesome! They are great at communicating and keeping me posted and move expeditiously through the process. I hope to do another deal soon!

Dec 31, 2019
Paul E

Brian and his team are awesome to work with. His communication is great from the beginning to the end, and he makes himself available at all times of the day to answer or assist us in any way

Apr 9, 2019
James T

It was a quick close

Oct 29, 2019
Ida S

Excellent service and turn-around time!

Jan 24, 2020
Chris G

Everyone at Civic is on the ball. My file moves quickly, everyone is responsive and communicates well and funding occurs very fast once all conditions are met.

May 6, 2019
Carlyne P

Michael P gave Great service and has great personality with the job

Mar 20, 2020
Clifford M

My rep (Jackie) and processor (Rebecca) are fantastic!

Sep 25, 2019
Yvette T

I would recommendCivic Financial to anyone

Jan 13, 2020
Paul B

CIVIC has always been an efficient lender, great to work with!

Jul 31, 2019
Ghislaine V

Brian Fung and his team were amazing – they closed my loan within 10 days! The underwriting and loan process went extremely smoothly without any hiccups. The loan time periods can be very frustrating and stressful but they made it […]

Feb 28, 2019
Adam

Excellent service. Met expectations as promised.

Apr 6, 2020
Misty S

Peter Kraemer & his team are always great to work with, excellent customer service

Oct 31, 2019
Andrew O

They always keep their promise. Customer support is excellent.

Apr 10, 2020
Jeff P

Loan went smoothly and quickly

Mar 16, 2019
Danny

Marco is a STUD. Hands down he gets the job done

Mar 2, 2018
Manuel

Great fast service

Jun 12, 2018
Michael

My experience with Civic was smooth and fast. My AE Chris Rosas was in constant communication throughout the loan process.

Jun 26, 2019
Natalie L

We make a great team

Jun 7, 2019
Sonja L

This was my 3rd transaction with CIVIC this year and I had full trust, as usual, that all was being taken care of during my busiest months of the year!! Truly a 5 Star service run by true professionals!!!

Sep 10, 2018
Robert G

Marco and his team are always so helpful and responsive which makes closing loans with them so easy and stress free!

Apr 8, 2019
Christopher C

Anthony was great in the process

Jun 26, 2019
Debbie F

It’s always a pleasure working with Justin and civic It’s such a smooth process

Mar 18, 2020
Luke A

Civic and it’s dedicated staff, namely Justin, Chelsea and Heidi, inspire us to keep investing by making the process of leveraging our purchases systemically perfect with the help of their funding and communication

Mar 18, 2019
Jose B

Jackelyn and Rebecca are the best . They care about every loan I sent them no matter how small or difficult it could get . They are always there ready to help . I wish all the AE from other […]

Jul 27, 2018
Tania

Working with Civic has been an excellent experience for me and my client, the process , communication, efficiency and level of customer service, truly pleasant.

Sep 3, 2019
Dock L

Great working with Eric, always on it

Mar 11, 2020
Mario C

It was awesome to work with Cristian Gonzales, he made everything so easy for me… he was very knowledgeable about the whole deal… I would definitely recommend him

Oct 25, 2018
Paul

Truly hard working and positive team with full intentions to close loans.

Jun 3, 2019
Michelle U

Eddie Salem was a true professional, and was on target with his timeframes. Heidi Marshall also made it extremely easy to work with Civic and was on top of the file!Extremely satisfied with both Eddie and Heidi’s service

Oct 29, 2019
Mary G

Chris was absolutely timely and did what he said he would do. I felt like he truly was working on my behalf to make this deal happen!

May 23, 2019
Pacifico D

Very fast response time

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